Problems of the Non-Cash Payments Development in the Russian Federation on the Example of the North Caucasus

Currently, the use of cash payments in economy is an undesirable element since it basis for shadow development. The willingness Russian Federation Government to switch non-cash has reason. implementation many state programs depends on development, especially developing regions. Non-cash allow take control movement funds, as well assess its origin. Moreover, they contribute growth tax revenues budget. purpose article analyze payment system development Federation, level territory context regions, identify main reasons that impede infrastructure Much attention paid here entering banking services leaves much be desired. goals set by authors - carry out a comparative analysis, horizontal and vertical indicators «non-cash» settlements. Accordingly, build hypotheses draw conclusions recommendations. It necessary transfer transactions possible payments, this interest consumers settlements with bank cards other instruments.